Charlton joined United Bank in May 1997 as a Consultant and has been in his current role as the ED Provincial manager since 2012. He brings in excess of 19 years of experience in sales, relationship management, operations management, credit risk management, financial markets and instruments and middle management in the Corporate, Commercial and SME banking segments. Prior to joining the Absa Group he spent 3 years studying full time towards a BComm degree at the University of Durban Westville and also holds an Honours degree in Business management obtained through Gibs. Charlton is currently responsible for driving and managing the development and support of entrepreneurs within the Province. He is involved in several charitable and community upliftment programs across the province.